XL America is a global insurance, reinsurance and financial risk specialist. XL Insurance is a leader in the worldwide commercial property/casualty insurance market, helping companies around the world to achieve their financial objectives by minimizing, mitigating and transferring risk. The company also offers specialized coverage for professional liability, fine art and specie, environmental, marine, energy, aerospace, surety and other lines of insurance. XL Insurance offers a full complement of insurance products and services to businesses worldwide including aviation, construction, real estate owners and institutional investors. The company markets its products in several countries including Africa, Bermuda, Europe, Latin America and North America.